{"id":141893,"date":"2026-09-12T22:20:17","date_gmt":"2026-09-12T20:20:17","guid":{"rendered":"https:\/\/lexpertjournal.net\/fr\/?p=141893"},"modified":"2026-09-12T22:20:17","modified_gmt":"2026-09-12T20:20:17","slug":"le-secteur-des-assurances-sur-un-nuage","status":"publish","type":"post","link":"https:\/\/lexpertjournal.net\/fr\/?p=141893","title":{"rendered":"Le secteur des assurances sur un nuage"},"content":{"rendered":"

\n

Depuis quelques ann\u00e9es le secteur des assurances est en train de montrer des signes de bonne sant\u00e9 et m\u00eame de tr\u00e8s bonne sant\u00e9. Des performances r\u00e9alis\u00e9es en silence boost\u00e9es par un grand effort de digitalisation et de restructuration financi\u00e8re.<\/span><\/p>\n

Selon les chiffres semestriels du Comit\u00e9 G\u00e9n\u00e9ral des assurances, les primes touch\u00e9es par les compagnies d\u2019assurances ont augment\u00e9 de 13% au premier semestre 2026 passant de 2237 MD \u00e0 2529 MD. Pour m\u00e9moire, les primes nettes des soci\u00e9t\u00e9s d\u2019assurances ont atteint 4255 MD en 2025 en hausse de 11.4%. En 2026 la barre des 5000 MD sera certainement atteinte.<\/span><\/p>\n

Le secteur des assurances vie qui est l\u2019assurance pr\u00e9f\u00e9r\u00e9e des assureurs parce qu\u2019elle mobilise de l\u2019argent pour une longue dur\u00e9e, a continu\u00e9 sur sa courbe ascendant et a augment\u00e9 de 19.4% au 1<\/span>er<\/span><\/span> semestre 2026 repr\u00e9sentant ainsi 30.6%. L\u2019assurance auto a augment\u00e9 de 9.3% repr\u00e9sentant 37% du total des primes.<\/span><\/p>\n

L\u2019assurance agricole n\u2019arrive pas \u00e0 d\u00e9coller en Tunisie malgr\u00e9 les efforts d\u00e9ploy\u00e9s et sa part n\u2019a pas d\u00e9pass\u00e9 0.3% du total des primes.\u00a0<\/span><\/p>\n

De l\u2019autre c\u00f4t\u00e9, les Indemnisations r\u00e9gl\u00e9es par les soci\u00e9t\u00e9s d’assurance directe\u00a0ont augment\u00e9 de 15.6% atteignant 1202 MD.<\/span><\/p>\n

Les indemnisations dans le cadre des contrats d\u2019assurance automobile ont repr\u00e9sent\u00e9 plus de 42% des indemnisations totalisant 508 MD.<\/span><\/p>\n

Quant au nombre de sinistres d\u00e9clar\u00e9s il a augment\u00e9 de 4.1% atteignant 993.194 sinistres. 195.009 sinistres ont concern\u00e9 des v\u00e9hicules en hausse de 18.8%. Sur ce niveau un grand effort de sensibilisation est \u00e0 d\u00e9ployer afin de r\u00e9duire les sinistres dans une grande partie est attribu\u00e9e \u00e0 l\u2019imprudence humaine.\u00a0<\/span><\/p>\n

Le chiffre qui est constamment suivi par les assureurs est relatif aux r\u00e9serves techniques. Entre 2025 et 2026 ils ont augment\u00e9 d\u20191 milliards de dinars passant de 10.777 MD au 1<\/span>er<\/span><\/span> semestre 2025 \u00e0 11.713 MD en 2026.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Depuis quelques ann\u00e9es le secteur des assurances est en train de montrer des signes de bonne sant\u00e9 et m\u00eame de tr\u00e8s bonne sant\u00e9. Des performances r\u00e9alis\u00e9es en silence boost\u00e9es par un grand effort de digitalisation et de restructuration financi\u00e8re. Selon les chiffres semestriels du Comit\u00e9 G\u00e9n\u00e9ral des assurances, les primes touch\u00e9es par les compagnies d\u2019assurances […]<\/p>\n","protected":false},"author":2,"featured_media":141894,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[],"class_list":["post-141893","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"\nLe secteur des assurances sur un nuage - L'expert Journal<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lexpertjournal.net\/fr\/?p=141893\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Le secteur des assurances sur un nuage\" \/>\n<meta property=\"og:description\" content=\"Depuis quelques ann\u00e9es le secteur des assurances est en train de montrer des signes de bonne sant\u00e9 et m\u00eame de tr\u00e8s bonne sant\u00e9. Des performances r\u00e9alis\u00e9es en silence boost\u00e9es par un grand effort de digitalisation et de restructuration financi\u00e8re. 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