{"id":139629,"date":"2026-01-29T18:18:31","date_gmt":"2026-01-29T17:18:31","guid":{"rendered":"https:\/\/lexpertjournal.net\/fr\/?p=139629"},"modified":"2026-01-29T18:18:31","modified_gmt":"2026-01-29T17:18:31","slug":"deutsche-bank-va-fermer-100-agences-en-2026","status":"publish","type":"post","link":"https:\/\/lexpertjournal.net\/fr\/?p=139629","title":{"rendered":"Deutsche Bank va fermer 100 agences en 2026"},"content":{"rendered":"<h3>L\u2019IA artificielle est en train de bousculer tous les secteurs. L\u2019impact sur l\u2019emploi dans le monde \u00e0 cause du d\u00e9veloppement de l\u2019IA est certain. Des Chabot ou des algorithmes vont remplacer les hommes.<\/h3>\n<h3>Cette tendance se confirme avec l\u2019annonce r\u00e9cente de la Deutsche Bank de fermer 100 agences en Allemagne cette ann\u00e9e. La banque entend privil\u00e9gier les services num\u00e9riques \u00e0 l&rsquo;avenir.<\/h3>\n<h3>Fin 2025, Deutsche Bank et Postbank exploitent ensemble un peu plus de 750 agences en Allemagne pour un total de 19 millions de clients.<\/h3>\n<h3>Dans le m\u00eame temps, la <a href=\"https:\/\/www.bild.de\/themen\/organisationen\/bank\/news-fotos-videos-17015038.bild.html\">banque<\/a> d\u00e9veloppe un assistant IA pour le service client. Selon le directeur des agences De Sanctis\u00a0: \u00ab\u00a0Au second semestre, nous proposerons \u00e0 nos clients un assistant num\u00e9rique, une sorte de majordome, qui leur expliquera d\u2019abord comment utiliser l\u2019application.\u00a0\u00bb Cet assistant <a href=\"https:\/\/www.bild.de\/digital\/themenbuehnen\/kuenstliche-intelligenz\/thema-ki-alle-infos-84645260.bild.html\">IA<\/a> guidera les clients pas \u00e0 pas dans la prise en main de la nouvelle application et r\u00e9pondra \u00e0 leurs questions. Selon la banque, l\u2019utilisation de l\u2019application a d\u00e9j\u00e0 augment\u00e9 d\u2019environ 20\u00a0% au cours des 18\u00a0derniers mois.<\/h3>\n<h3>Selon le directeur, les employ\u00e9s y consacrent actuellement trop de temps \u00e0 des t\u00e2ches administratives, qui seront progressivement transf\u00e9r\u00e9es vers des canaux num\u00e9riques.\u00a0Les agences physiques seront sp\u00e9cialis\u00e9es dans le conseil sur des sujets complexes tels que le financement ou l&rsquo;investissement immobilier, tandis que les t\u00e2ches courantes seront de plus en plus g\u00e9r\u00e9es via des services num\u00e9riques.<\/h3>\n<h3>Cette tendance de fermeture d\u2019agences est en train de se g\u00e9n\u00e9raliser dans plusieurs banques dans le monde. Les Smartphones sont en train de prendre de la place, et les clients font une grande partie de leurs op\u00e9rations via les applications. Plusieurs banques de leurs c\u00f4t\u00e9s cherchent \u00e0 r\u00e9duire les co\u00fbts de fonctionnement afin d\u2019augmenter leurs profits.<\/h3>\n<h3>Avec le d\u00e9veloppement du num\u00e9rique les banques tunisiennes ne seront plus \u00e0 l\u2019abri de cette tendance.<\/h3>\n<h3><strong>Source\u00a0: m\u00e9dias allemands+analyse de l\u2019Expert <\/strong><\/h3>\n","protected":false},"excerpt":{"rendered":"<p>L\u2019IA artificielle est en train de bousculer tous les secteurs. L\u2019impact sur l\u2019emploi dans le monde \u00e0 cause du d\u00e9veloppement de l\u2019IA est certain. Des Chabot ou des algorithmes vont remplacer les hommes. Cette tendance se confirme avec l\u2019annonce r\u00e9cente de la Deutsche Bank de fermer 100 agences en Allemagne cette ann\u00e9e. La banque entend [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":139630,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[],"class_list":["post-139629","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Deutsche Bank va fermer 100 agences en 2026 - L&#039;expert Journal<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lexpertjournal.net\/fr\/?p=139629\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Deutsche Bank va fermer 100 agences en 2026\" \/>\n<meta property=\"og:description\" content=\"L\u2019IA artificielle est en train de bousculer tous les secteurs. L\u2019impact sur l\u2019emploi dans le monde \u00e0 cause du d\u00e9veloppement de l\u2019IA est certain. Des Chabot ou des algorithmes vont remplacer les hommes. Cette tendance se confirme avec l\u2019annonce r\u00e9cente de la Deutsche Bank de fermer 100 agences en Allemagne cette ann\u00e9e. 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