{"id":139311,"date":"2025-12-05T10:45:08","date_gmt":"2025-12-05T09:45:08","guid":{"rendered":"https:\/\/lexpertjournal.net\/fr\/?p=139311"},"modified":"2025-12-05T10:45:08","modified_gmt":"2025-12-05T09:45:08","slug":"hausse-de-11-5-des-primes-nettes-des-societes-dassurances","status":"publish","type":"post","link":"https:\/\/lexpertjournal.net\/fr\/?p=139311","title":{"rendered":"Hausse de 11.5% des primes nettes des soci\u00e9t\u00e9s d\u2019assurances"},"content":{"rendered":"<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Le secteur des assurances est en train de vivre des jours heureux. Selon les chiffres publi\u00e9s par le Comit\u00e9 G\u00e9n\u00e9ral des Assurances, les primes nettes des soci\u00e9t\u00e9s d\u2019assurances ont augment\u00e9 de 11.5% au 3<sup>\u00e8me<\/sup> trimestre 2025. Les primes sont pass\u00e9es de 2802 MD en 2024 \u00e0 3123 MD en 2025. Une hausse qui s\u2019int\u00e8gre dans la relance du secteur amorc\u00e9e depuis quelques ann\u00e9es.<\/p>\n<p>Le plus important dans les chiffres publi\u00e9s, est la hausse importante de l\u2019assurance vie qui est pass\u00e9e de 745.7 MD \u00e0 888.3 MD soit une hausse de 19.1%. L\u2019assurance vie est toujours pr\u00e9f\u00e9r\u00e9e par les assureurs parce qu\u2019elle est une \u00e9pargne de longue dur\u00e9e. N\u2019emp\u00eache que la part de l\u2019assurance vie dans le chiffre d\u2019affaire global du secteur est m\u00e9diocre et ne d\u00e9passe pas \u00a028.4%.<\/p>\n<p>L\u2019assurance automobile domine comme d\u2019habitude le chiffre d\u2019affaire des assureurs avec une part de 39.5% au 3<sup>\u00e8me<\/sup> trimestre 2025. Les primes ont atteint 1234 MD en 2025 contre 1143 MD en 2024 soit une hausse de 7.9%.<\/p>\n<p>Quant \u00e0 l\u2019assurance groupe maladie, elle demeure stable avec une part de 15.8%. Les primes ont atteint 493 MD en 2025 contre 439.9 MD en 2024 soit une hausse de 12.3%. Les indemnisations quant \u00e0 eux ont augment\u00e9 de 4.8% passant de 358 MD en 2024 \u00e0 375.3 MD en 2025.<\/p>\n<p>Si les primes ont augment\u00e9 de 11.5% au 3<sup>\u00e8me<\/sup> trimestre 2025, les indemnisations n\u2019ont augment\u00e9 que de 3.4%, passant de 1523 Md en 2024 \u00e0 1575 MD en 2025. On enregistre une hausse importante des sinistres voitures dont les indemnisations ont augment\u00e9 de 19.5% passant de 606 MD en 2024 \u00e0 724.4 MD en 2025. La part des indemnisations pour les accidents de voitures repr\u00e9sentent \u00e0 eux seul plus de 46% du total des indemnisations.\u00a0 Ces primes expliquent la hausse du nombre des sinistres d\u00e9clar\u00e9s dans l\u2019assurance automobile qui sont pass\u00e9 de 235.210 sinistres en 2024 \u00e0 253.414 sinistres en 2025, ce qui repr\u00e9sente 17.7% du total des sinistres d\u00e9clar\u00e9s. Au cours des 9 premiers mois de 2025, plus de 1.428.568 sinistres ont \u00e9t\u00e9 d\u00e9clar\u00e9s en hausse de 2.6% par rapport \u00e0 2024.<\/p>\n<p>Le secteur des assurances affiche une bonne sant\u00e9 depuis des ann\u00e9es. En 2024, les primes nettes ont augment\u00e9 de 10.8% passant de 3 445,9 en 2023 \u00e0 3818,4 en 2024. Quant aux indemnisations ils ont augment\u00e9 de 18.8% passant de 1860,2 MD en 2023 \u00e0 2210,2 en 2024.<\/p>\n<p>Le secteur des assurances attend encore et toujours la r\u00e9vision du code des assurances. Une r\u00e9vision qui dure depuis des ann\u00e9es malgr\u00e9 son importance dans le d\u00e9veloppement du secteur.<\/p>\n<p>Sur un autre plan, la branche assurance agricole est encore \u00e0 la traine malgr\u00e9 les dangers des changements climatiques et les catastrophes naturelles qui se r\u00e9p\u00e8tent (inondations, gr\u00eale, maladies,..). Un cr\u00e9neau que les assureurs ne lui accordent pas un grand int\u00e9r\u00eat.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; &nbsp; Le secteur des assurances est en train de vivre des jours heureux. Selon les chiffres publi\u00e9s par le Comit\u00e9 G\u00e9n\u00e9ral des Assurances, les primes nettes des soci\u00e9t\u00e9s d\u2019assurances ont augment\u00e9 de 11.5% au 3\u00e8me trimestre 2025. Les primes sont pass\u00e9es de 2802 MD en 2024 \u00e0 3123 MD en 2025. Une hausse qui [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":139312,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29,28],"tags":[],"class_list":["post-139311","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites","category-economie"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Hausse de 11.5% des primes nettes des soci\u00e9t\u00e9s d\u2019assurances - L&#039;expert Journal<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lexpertjournal.net\/fr\/?p=139311\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Hausse de 11.5% des primes nettes des soci\u00e9t\u00e9s d\u2019assurances\" \/>\n<meta property=\"og:description\" content=\"&nbsp; &nbsp; Le secteur des assurances est en train de vivre des jours heureux. Selon les chiffres publi\u00e9s par le Comit\u00e9 G\u00e9n\u00e9ral des Assurances, les primes nettes des soci\u00e9t\u00e9s d\u2019assurances ont augment\u00e9 de 11.5% au 3\u00e8me trimestre 2025. Les primes sont pass\u00e9es de 2802 MD en 2024 \u00e0 3123 MD en 2025. 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