{"id":139097,"date":"2025-11-01T10:25:29","date_gmt":"2025-11-01T09:25:29","guid":{"rendered":"https:\/\/lexpertjournal.net\/fr\/?p=139097"},"modified":"2025-11-01T10:25:29","modified_gmt":"2025-11-01T09:25:29","slug":"quand-mon-assureur-me-demande-mon-appartenance-politique","status":"publish","type":"post","link":"https:\/\/lexpertjournal.net\/fr\/?p=139097","title":{"rendered":"Quand mon assureur me demande mon appartenance politique&#8230;"},"content":{"rendered":"<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Chawki Gaddes, paix \u00e0 son \u00e2me, nous disait lorsqu\u2019il \u00e9tait pr\u00e9sident de l\u2019Instance Nationale de la Protection des Donn\u00e9es Personnelles\u00a0: \u00ab\u00a0Vos donn\u00e9es personnelles sont une chose pr\u00e9cieuse, prot\u00e9gez-les\u00a0\u00bb. Ce professeur de droit a longuement milit\u00e9 pour int\u00e9grer la culture de la protection des donn\u00e9es personnelles dans notre vie quotidienne et dans les institutions. Malgr\u00e9 des ann\u00e9es de travail et de batailles juridiques, apparemment ces efforts sont aujourd\u2019hui partis en fum\u00e9e.<\/p>\n<p>Je me suis rappel\u00e9, l\u2019ami Chawki Gaddes, lorsque j\u2019ai voulu faire un contrat d\u2019assurance automobile. Ma surprise fut grande lorsque l\u2019agent me demande quelques informations personnelles pour remplir une fiche de renseignement. En effet, outre, le nom, pr\u00e9nom, adresse, situation matrimoniale\u2026l\u2019agent me demande mon appartenance politique. Quelle relation entre l\u2019assurance automobile et mes convictions politiques et si j\u2019appartiens \u00e0 un parti politique.<\/p>\n<p>En ne voulant pas r\u00e9pondre \u00e0 cette question que je juge une donn\u00e9e tr\u00e8s personnelle et incompatible avec le service que je demande, l\u2019agent d\u2019assurance m\u2019informe que c\u2019est une case obligatoire et qu\u2019on ne peut pas esquiver. Ainsi, il ne peut pas continuer \u00e0 me faire ma police d\u2019assurance. En poussant le questionnement, j\u2019apprends que ce formulaire est valid\u00e9 par le Comit\u00e9 G\u00e9n\u00e9ral des Assurances.<\/p>\n<p>La surprise fut aussi grande lorsque, l\u2019agent me demande la valeur des mes revenus annuels, et s\u2019ils sont inf\u00e9rieurs ou sup\u00e9rieurs \u00e0 50.000 dinars\/an. Que peut apporter une telle information \u00e0 un contrat d\u2019assurance automobile.<\/p>\n<p>Cerise sur le g\u00e2teau, je suis oblig\u00e9, apr\u00e8s la signature du contrat d\u2019assurance, de signer une autorisation \u00e0 mon assureur de g\u00e9rer mes donn\u00e9es personnelles, et m\u00eame de les \u00e9changer avec d\u2019autres partenaires.<\/p>\n<p>Cette situation contraste avec le niveau atteint par la Tunisie sur le dossier de la protection des donn\u00e9es personnelles. La Tunisie s\u2019est dot\u00e9e d\u2019une Instance Nationale de la Protection des Donn\u00e9es Personnelles qui est une autorit\u00e9 ind\u00e9pendante depuis 2004. Cette autorit\u00e9 est la doyenne des autorit\u00e9s africaines et arabe de protection des donn\u00e9es. La Tunisie \u00e0 ratifi\u00e9 la convention 108 du Conseil de l\u2019Europe dont elle devient membre en 2017 et en 2019 et \u00e0 sign\u00e9 son protocole additionnel 223 et la convention de Malabo de l\u2019Union Africaine de 2014.<\/p>\n<p>La Tunisie s\u2019est dot\u00e9e d\u2019une l\u00e9gislation tr\u00e8s avanc\u00e9e en mati\u00e8re de protection des donn\u00e9es personnelles, \u00e0 savoir la\u00a0 <a href=\"https:\/\/www.inpdp.tn\/ressources\/loi_2004.pdf\">loi organique n\u00b0 2004-63 en date du 27 juillet 2004 portant sur la protection des donn\u00e9es \u00e0 caract\u00e8re personnel<\/a>. Une loi qui pr\u00e9voit m\u00eame la prison ferme \u00e0 ceux qui enfreignent les r\u00e8gles de traitement des donn\u00e9es personnelles.<\/p>\n<p>Il est important que la CGA revoit ce formulaire et contr\u00f4le la gestion des donn\u00e9es personnelles des clients par les assureurs, et ce en l\u2019absence forc\u00e9e, de l\u2019instance nationale de protection des donn\u00e9es personnelles.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; Chawki Gaddes, paix \u00e0 son \u00e2me, nous disait lorsqu\u2019il \u00e9tait pr\u00e9sident de l\u2019Instance Nationale de la Protection des Donn\u00e9es Personnelles\u00a0: \u00ab\u00a0Vos donn\u00e9es personnelles sont une chose pr\u00e9cieuse, prot\u00e9gez-les\u00a0\u00bb. Ce professeur de droit a longuement milit\u00e9 pour int\u00e9grer la culture de la protection des donn\u00e9es personnelles dans notre vie quotidienne et [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":139099,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[592],"class_list":["post-139097","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites","tag-chawki-gaddes"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Quand mon assureur me demande mon appartenance politique... - L&#039;expert Journal<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lexpertjournal.net\/fr\/?p=139097\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Quand mon assureur me demande mon appartenance politique...\" \/>\n<meta property=\"og:description\" content=\"&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; Chawki Gaddes, paix \u00e0 son \u00e2me, nous disait lorsqu\u2019il \u00e9tait pr\u00e9sident de l\u2019Instance Nationale de la Protection des Donn\u00e9es Personnelles\u00a0: \u00ab\u00a0Vos donn\u00e9es personnelles sont une chose pr\u00e9cieuse, prot\u00e9gez-les\u00a0\u00bb. Ce professeur de droit a longuement milit\u00e9 pour int\u00e9grer la culture de la protection des donn\u00e9es personnelles dans notre vie quotidienne et [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/lexpertjournal.net\/fr\/?p=139097\" \/>\n<meta property=\"og:site_name\" content=\"L&#039;expert Journal\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Samya.Ayari.tn\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-01T09:25:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/lexpertjournal.net\/fr\/wp-content\/uploads\/2025\/11\/CHAWKI.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"675\" \/>\n\t<meta property=\"og:image:height\" content=\"425\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Lexpert\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Lexpert\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/lexpertjournal.net\/fr\/?p=139097#article\",\"isPartOf\":{\"@id\":\"https:\/\/lexpertjournal.net\/fr\/?p=139097\"},\"author\":{\"name\":\"Lexpert\",\"@id\":\"https:\/\/lexpertjournal.net\/fr\/#\/schema\/person\/65d2c89a6ae700ca94d3873874b3ae31\"},\"headline\":\"Quand mon assureur me demande mon appartenance politique&#8230;\",\"datePublished\":\"2025-11-01T09:25:29+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/lexpertjournal.net\/fr\/?p=139097\"},\"wordCount\":513,\"publisher\":{\"@id\":\"https:\/\/lexpertjournal.net\/fr\/#organization\"},\"image\":{\"@id\":\"https:\/\/lexpertjournal.net\/fr\/?p=139097#primaryimage\"},\"thumbnailUrl\":\"https:\/\/lexpertjournal.net\/fr\/wp-content\/uploads\/2025\/11\/CHAWKI.jpg\",\"keywords\":[\"Chawki Gaddes\"],\"articleSection\":[\"Actualit\u00e9s\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/lexpertjournal.net\/fr\/?p=139097\",\"url\":\"https:\/\/lexpertjournal.net\/fr\/?p=139097\",\"name\":\"Quand mon assureur me demande mon appartenance politique... - L&#039;expert Journal\",\"isPartOf\":{\"@id\":\"https:\/\/lexpertjournal.net\/fr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/lexpertjournal.net\/fr\/?p=139097#primaryimage\"},\"image\":{\"@id\":\"https:\/\/lexpertjournal.net\/fr\/?p=139097#primaryimage\"},\"thumbnailUrl\":\"https:\/\/lexpertjournal.net\/fr\/wp-content\/uploads\/2025\/11\/CHAWKI.jpg\",\"datePublished\":\"2025-11-01T09:25:29+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/lexpertjournal.net\/fr\/?p=139097#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/lexpertjournal.net\/fr\/?p=139097\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/lexpertjournal.net\/fr\/?p=139097#primaryimage\",\"url\":\"https:\/\/lexpertjournal.net\/fr\/wp-content\/uploads\/2025\/11\/CHAWKI.jpg\",\"contentUrl\":\"https:\/\/lexpertjournal.net\/fr\/wp-content\/uploads\/2025\/11\/CHAWKI.jpg\",\"width\":675,\"height\":425},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/lexpertjournal.net\/fr\/?p=139097#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/lexpertjournal.net\/fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Quand mon assureur me demande mon appartenance politique&#8230;\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/lexpertjournal.net\/fr\/#website\",\"url\":\"https:\/\/lexpertjournal.net\/fr\/\",\"name\":\"L'expert Journal\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/lexpertjournal.net\/fr\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/lexpertjournal.net\/fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/lexpertjournal.net\/fr\/#organization\",\"name\":\"L'expert Journal\",\"url\":\"https:\/\/lexpertjournal.net\/fr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/lexpertjournal.net\/fr\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/lexpertjournal.net\/fr\/wp-content\/uploads\/2025\/04\/Capture_d_ecran_2025-04-13_a_17.47.13-removebg-preview-1.png\",\"contentUrl\":\"https:\/\/lexpertjournal.net\/fr\/wp-content\/uploads\/2025\/04\/Capture_d_ecran_2025-04-13_a_17.47.13-removebg-preview-1.png\",\"width\":644,\"height\":154,\"caption\":\"L'expert Journal\"},\"image\":{\"@id\":\"https:\/\/lexpertjournal.net\/fr\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Samya.Ayari.tn\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/lexpertjournal.net\/fr\/#\/schema\/person\/65d2c89a6ae700ca94d3873874b3ae31\",\"name\":\"Lexpert\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/lexpertjournal.net\/fr\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/ffaa3deee382c43b9d0589b4c2636abaab84b89c93fe74bbcf69c13082bb48fc?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/ffaa3deee382c43b9d0589b4c2636abaab84b89c93fe74bbcf69c13082bb48fc?s=96&d=mm&r=g\",\"caption\":\"Lexpert\"},\"url\":\"https:\/\/lexpertjournal.net\/fr\/?author=2\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Quand mon assureur me demande mon appartenance politique... - L&#039;expert Journal","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/lexpertjournal.net\/fr\/?p=139097","og_locale":"fr_FR","og_type":"article","og_title":"Quand mon assureur me demande mon appartenance politique...","og_description":"&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; Chawki Gaddes, paix \u00e0 son \u00e2me, nous disait lorsqu\u2019il \u00e9tait pr\u00e9sident de l\u2019Instance Nationale de la Protection des Donn\u00e9es Personnelles\u00a0: \u00ab\u00a0Vos donn\u00e9es personnelles sont une chose pr\u00e9cieuse, prot\u00e9gez-les\u00a0\u00bb. Ce professeur de droit a longuement milit\u00e9 pour int\u00e9grer la culture de la protection des donn\u00e9es personnelles dans notre vie quotidienne et [&hellip;]","og_url":"https:\/\/lexpertjournal.net\/fr\/?p=139097","og_site_name":"L&#039;expert Journal","article_publisher":"https:\/\/www.facebook.com\/Samya.Ayari.tn","article_published_time":"2025-11-01T09:25:29+00:00","og_image":[{"width":675,"height":425,"url":"https:\/\/lexpertjournal.net\/fr\/wp-content\/uploads\/2025\/11\/CHAWKI.jpg","type":"image\/jpeg"}],"author":"Lexpert","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"Lexpert","Dur\u00e9e de lecture estim\u00e9e":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/lexpertjournal.net\/fr\/?p=139097#article","isPartOf":{"@id":"https:\/\/lexpertjournal.net\/fr\/?p=139097"},"author":{"name":"Lexpert","@id":"https:\/\/lexpertjournal.net\/fr\/#\/schema\/person\/65d2c89a6ae700ca94d3873874b3ae31"},"headline":"Quand mon assureur me demande mon appartenance politique&#8230;","datePublished":"2025-11-01T09:25:29+00:00","mainEntityOfPage":{"@id":"https:\/\/lexpertjournal.net\/fr\/?p=139097"},"wordCount":513,"publisher":{"@id":"https:\/\/lexpertjournal.net\/fr\/#organization"},"image":{"@id":"https:\/\/lexpertjournal.net\/fr\/?p=139097#primaryimage"},"thumbnailUrl":"https:\/\/lexpertjournal.net\/fr\/wp-content\/uploads\/2025\/11\/CHAWKI.jpg","keywords":["Chawki Gaddes"],"articleSection":["Actualit\u00e9s"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/lexpertjournal.net\/fr\/?p=139097","url":"https:\/\/lexpertjournal.net\/fr\/?p=139097","name":"Quand mon assureur me demande mon appartenance politique... - L&#039;expert Journal","isPartOf":{"@id":"https:\/\/lexpertjournal.net\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/lexpertjournal.net\/fr\/?p=139097#primaryimage"},"image":{"@id":"https:\/\/lexpertjournal.net\/fr\/?p=139097#primaryimage"},"thumbnailUrl":"https:\/\/lexpertjournal.net\/fr\/wp-content\/uploads\/2025\/11\/CHAWKI.jpg","datePublished":"2025-11-01T09:25:29+00:00","breadcrumb":{"@id":"https:\/\/lexpertjournal.net\/fr\/?p=139097#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/lexpertjournal.net\/fr\/?p=139097"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/lexpertjournal.net\/fr\/?p=139097#primaryimage","url":"https:\/\/lexpertjournal.net\/fr\/wp-content\/uploads\/2025\/11\/CHAWKI.jpg","contentUrl":"https:\/\/lexpertjournal.net\/fr\/wp-content\/uploads\/2025\/11\/CHAWKI.jpg","width":675,"height":425},{"@type":"BreadcrumbList","@id":"https:\/\/lexpertjournal.net\/fr\/?p=139097#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/lexpertjournal.net\/fr\/"},{"@type":"ListItem","position":2,"name":"Quand mon assureur me demande mon appartenance politique&#8230;"}]},{"@type":"WebSite","@id":"https:\/\/lexpertjournal.net\/fr\/#website","url":"https:\/\/lexpertjournal.net\/fr\/","name":"L'expert Journal","description":"","publisher":{"@id":"https:\/\/lexpertjournal.net\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/lexpertjournal.net\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/lexpertjournal.net\/fr\/#organization","name":"L'expert Journal","url":"https:\/\/lexpertjournal.net\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/lexpertjournal.net\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/lexpertjournal.net\/fr\/wp-content\/uploads\/2025\/04\/Capture_d_ecran_2025-04-13_a_17.47.13-removebg-preview-1.png","contentUrl":"https:\/\/lexpertjournal.net\/fr\/wp-content\/uploads\/2025\/04\/Capture_d_ecran_2025-04-13_a_17.47.13-removebg-preview-1.png","width":644,"height":154,"caption":"L'expert Journal"},"image":{"@id":"https:\/\/lexpertjournal.net\/fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Samya.Ayari.tn"]},{"@type":"Person","@id":"https:\/\/lexpertjournal.net\/fr\/#\/schema\/person\/65d2c89a6ae700ca94d3873874b3ae31","name":"Lexpert","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/lexpertjournal.net\/fr\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/ffaa3deee382c43b9d0589b4c2636abaab84b89c93fe74bbcf69c13082bb48fc?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ffaa3deee382c43b9d0589b4c2636abaab84b89c93fe74bbcf69c13082bb48fc?s=96&d=mm&r=g","caption":"Lexpert"},"url":"https:\/\/lexpertjournal.net\/fr\/?author=2"}]}},"_links":{"self":[{"href":"https:\/\/lexpertjournal.net\/fr\/index.php?rest_route=\/wp\/v2\/posts\/139097","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lexpertjournal.net\/fr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lexpertjournal.net\/fr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lexpertjournal.net\/fr\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lexpertjournal.net\/fr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=139097"}],"version-history":[{"count":1,"href":"https:\/\/lexpertjournal.net\/fr\/index.php?rest_route=\/wp\/v2\/posts\/139097\/revisions"}],"predecessor-version":[{"id":139100,"href":"https:\/\/lexpertjournal.net\/fr\/index.php?rest_route=\/wp\/v2\/posts\/139097\/revisions\/139100"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lexpertjournal.net\/fr\/index.php?rest_route=\/wp\/v2\/media\/139099"}],"wp:attachment":[{"href":"https:\/\/lexpertjournal.net\/fr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=139097"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lexpertjournal.net\/fr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=139097"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lexpertjournal.net\/fr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=139097"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}