{"id":128438,"date":"2024-10-23T11:08:37","date_gmt":"2024-10-23T10:08:37","guid":{"rendered":"https:\/\/lexpertjournal.net\/?p=128438"},"modified":"2024-10-23T11:08:37","modified_gmt":"2024-10-23T10:08:37","slug":"bh-bank-vers-une-nouvelle-ere-de-leadership","status":"publish","type":"post","link":"https:\/\/lexpertjournal.net\/fr\/?p=128438","title":{"rendered":"BH Bank : Vers une nouvelle \u00e8re de leadership ?"},"content":{"rendered":"<p>La BH Bank est actuellement \u00e0 un tournant critique de sa gouvernance. Suite aux \u00e9v\u00e9nements r\u00e9cents entourant l&rsquo;ancien Directeur G\u00e9n\u00e9ral, Wajdi Koubaa, dont la r\u00e9int\u00e9gration semble peu probable m\u00eame s\u2019il est blanchi, le Conseil d&rsquo;Administration de la banque a annonc\u00e9 le 16 octobre 2024 la nomination de Lotfi Ben Hammouda en tant que Directeur G\u00e9n\u00e9ral par int\u00e9rim. Cette d\u00e9cision, prise lors d&rsquo;une r\u00e9union du conseil le m\u00eame jour, marque un changement significatif pour l&rsquo;institution bancaire. Lotfi Ben Hammouda, un v\u00e9t\u00e9ran de la BH Bank avec 32 ans d\u2019exp\u00e9rience, a pr\u00e9c\u00e9demment occup\u00e9 le poste de Directeur du p\u00f4le op\u00e9rations. Son parcours au sein de la banque inclut des r\u00f4les cl\u00e9s en tant que Directeur Central des backoffices bancaires et des op\u00e9rations bancaires \u00e0 l&rsquo;\u00e9tranger, ainsi que des responsabilit\u00e9s \u00e0 la t\u00eate de la tr\u00e9sorerie et de la salle des march\u00e9s. Sa nomination intervient dans un contexte o\u00f9 la continuit\u00e9 est essentielle pour maintenir la confiance des clients et des partenaires. Une performance financi\u00e8re encourageante Les r\u00e9sultats financiers de la BH Bank, au troisi\u00e8me trimestre 2024, r\u00e9v\u00e8lent une progression notable. Les cr\u00e9ances sur la client\u00e8le ont atteint 10,687 millions de dinars, enregistrant une augmentation de 5,2 % par rapport \u00e0 l&rsquo;ann\u00e9e pr\u00e9c\u00e9dente. De m\u00eame, les d\u00e9p\u00f4ts de la client\u00e8le se chiffrent \u00e0 9,083 millions de dinars, soit une hausse de 2,4 %. En revanche, les emprunts et ressources sp\u00e9ciales ont enregistr\u00e9 une l\u00e9g\u00e8re baisse de 0,8 %, se chiffrant \u00e0 1,404 millions de dinars. Du c\u00f4t\u00e9 des produits d&rsquo;int\u00e9r\u00eats, la banque a constat\u00e9 une croissance de 6 %, atteignant 801,9 millions de dinars, contre 756,6 millions l&rsquo;ann\u00e9e pr\u00e9c\u00e9dente. Les commissions per\u00e7ues ont \u00e9galement progress\u00e9 de 8,6 %, atteignant 117,1 millions de dinars. Le Produit Net Bancaire a vu une augmentation significative, atteignant 550,4 millions de dinars, soit une progression de 18,4 % par rapport \u00e0 l&rsquo;ann\u00e9e pr\u00e9c\u00e9dente. Toutefois, cette performance positive s&rsquo;accompagne d&rsquo;une hausse des charges g\u00e9n\u00e9rales d&rsquo;exploitation de 10,6 %, et des frais du personnel qui ont augment\u00e9 de 9,3 % pour atteindre 144,7 millions de dinars. Enqu\u00eate judiciaire et incertitudes Cependant, cette dynamique est assombrie par des rumeurs concernant une enqu\u00eate judiciaire sur Wajdi Koubaa. Celui-ci est en effet sous enqu\u00eate pour des pr\u00eats accord\u00e9s \u00e0 un homme d&rsquo;affaires bien connu dans le secteur de la restauration, un d\u00e9veloppement qui soul\u00e8ve des questions sur la transparence et la gouvernance au sein de la banque. Le minist\u00e8re des Finances devrait bient\u00f4t proc\u00e9der \u00e0 un appel \u00e0 candidatures pour d\u00e9signer un nouveau directeur g\u00e9n\u00e9ral permanent, ce qui pourrait donner une nouvelle direction \u00e0 la BH Bank. La nomination de Lotfi Ben Hammouda en tant que Directeur G\u00e9n\u00e9ral par int\u00e9rim pourrait bien repr\u00e9senter un moment de stabilisation pour la BH Bank. Sa vaste exp\u00e9rience et sa connaissance approfondie de l&rsquo;institution pourraient lui permettre de naviguer efficacement \u00e0 travers cette p\u00e9riode tumultueuse. Toutefois, l\u2019issue des enqu\u00eates judiciaires et la recherche d&rsquo;un directeur g\u00e9n\u00e9ral permanent demeurent des enjeux cruciaux pour l&rsquo;avenir de la banque. Les prochains mois seront d\u00e9cisifs pour la BH Bank, alors qu&rsquo;elle aspire \u00e0 restaurer la confiance et \u00e0 assurer sa p\u00e9rennit\u00e9 dans un environnement \u00e9conomique en constante \u00e9volution.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La BH Bank est actuellement \u00e0 un tournant critique de sa gouvernance. Suite aux \u00e9v\u00e9nements r\u00e9cents entourant l&rsquo;ancien Directeur G\u00e9n\u00e9ral, Wajdi Koubaa, dont la r\u00e9int\u00e9gration semble peu probable m\u00eame s\u2019il est blanchi, le Conseil d&rsquo;Administration de la banque a annonc\u00e9 le 16 octobre 2024 la nomination de Lotfi Ben Hammouda en tant que Directeur G\u00e9n\u00e9ral [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":128439,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[28],"tags":[],"class_list":["post-128438","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BH Bank : Vers une nouvelle \u00e8re de leadership ? - L&#039;expert Journal<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lexpertjournal.net\/fr\/?p=128438\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BH Bank : Vers une nouvelle \u00e8re de leadership ?\" \/>\n<meta property=\"og:description\" content=\"La BH Bank est actuellement \u00e0 un tournant critique de sa gouvernance. Suite aux \u00e9v\u00e9nements r\u00e9cents entourant l&rsquo;ancien Directeur G\u00e9n\u00e9ral, Wajdi Koubaa, dont la r\u00e9int\u00e9gration semble peu probable m\u00eame s\u2019il est blanchi, le Conseil d&rsquo;Administration de la banque a annonc\u00e9 le 16 octobre 2024 la nomination de Lotfi Ben Hammouda en tant que Directeur G\u00e9n\u00e9ral [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/lexpertjournal.net\/fr\/?p=128438\" \/>\n<meta property=\"og:site_name\" content=\"L&#039;expert Journal\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Samya.Ayari.tn\" \/>\n<meta property=\"article:published_time\" content=\"2024-10-23T10:08:37+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/lexpertjournal.net\/fr\/?p=128438#article\",\"isPartOf\":{\"@id\":\"https:\/\/lexpertjournal.net\/fr\/?p=128438\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/lexpertjournal.net\/fr\/#\/schema\/person\/9255c2530cbf41c7e1d04dd76bf78549\"},\"headline\":\"BH Bank : Vers une nouvelle \u00e8re de leadership ?\",\"datePublished\":\"2024-10-23T10:08:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/lexpertjournal.net\/fr\/?p=128438\"},\"wordCount\":567,\"publisher\":{\"@id\":\"https:\/\/lexpertjournal.net\/fr\/#organization\"},\"image\":{\"@id\":\"https:\/\/lexpertjournal.net\/fr\/?p=128438#primaryimage\"},\"thumbnailUrl\":\"\",\"articleSection\":[\"Economie\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/lexpertjournal.net\/fr\/?p=128438\",\"url\":\"https:\/\/lexpertjournal.net\/fr\/?p=128438\",\"name\":\"BH Bank : Vers une nouvelle \u00e8re de leadership ? - L&#039;expert Journal\",\"isPartOf\":{\"@id\":\"https:\/\/lexpertjournal.net\/fr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/lexpertjournal.net\/fr\/?p=128438#primaryimage\"},\"image\":{\"@id\":\"https:\/\/lexpertjournal.net\/fr\/?p=128438#primaryimage\"},\"thumbnailUrl\":\"\",\"datePublished\":\"2024-10-23T10:08:37+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/lexpertjournal.net\/fr\/?p=128438#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/lexpertjournal.net\/fr\/?p=128438\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/lexpertjournal.net\/fr\/?p=128438#primaryimage\",\"url\":\"\",\"contentUrl\":\"\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/lexpertjournal.net\/fr\/?p=128438#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/lexpertjournal.net\/fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"BH Bank : Vers une nouvelle \u00e8re de leadership ?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/lexpertjournal.net\/fr\/#website\",\"url\":\"https:\/\/lexpertjournal.net\/fr\/\",\"name\":\"L'expert Journal\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/lexpertjournal.net\/fr\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/lexpertjournal.net\/fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/lexpertjournal.net\/fr\/#organization\",\"name\":\"L'expert Journal\",\"url\":\"https:\/\/lexpertjournal.net\/fr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/lexpertjournal.net\/fr\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/lexpertjournal.net\/fr\/wp-content\/uploads\/2025\/04\/Capture_d_ecran_2025-04-13_a_17.47.13-removebg-preview-1.png\",\"contentUrl\":\"https:\/\/lexpertjournal.net\/fr\/wp-content\/uploads\/2025\/04\/Capture_d_ecran_2025-04-13_a_17.47.13-removebg-preview-1.png\",\"width\":644,\"height\":154,\"caption\":\"L'expert Journal\"},\"image\":{\"@id\":\"https:\/\/lexpertjournal.net\/fr\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Samya.Ayari.tn\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/lexpertjournal.net\/fr\/#\/schema\/person\/9255c2530cbf41c7e1d04dd76bf78549\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/lexpertjournal.net\/fr\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/f5ba5b6f384316af460736fc1ad6e7dc656c1200a4e1432ebf9ef107fa52f7f9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/f5ba5b6f384316af460736fc1ad6e7dc656c1200a4e1432ebf9ef107fa52f7f9?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"http:\/\/lexperj.cluster100.hosting.ovh.net\/fr\"],\"url\":\"https:\/\/lexpertjournal.net\/fr\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"BH Bank : Vers une nouvelle \u00e8re de leadership ? - L&#039;expert Journal","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/lexpertjournal.net\/fr\/?p=128438","og_locale":"fr_FR","og_type":"article","og_title":"BH Bank : Vers une nouvelle \u00e8re de leadership ?","og_description":"La BH Bank est actuellement \u00e0 un tournant critique de sa gouvernance. Suite aux \u00e9v\u00e9nements r\u00e9cents entourant l&rsquo;ancien Directeur G\u00e9n\u00e9ral, Wajdi Koubaa, dont la r\u00e9int\u00e9gration semble peu probable m\u00eame s\u2019il est blanchi, le Conseil d&rsquo;Administration de la banque a annonc\u00e9 le 16 octobre 2024 la nomination de Lotfi Ben Hammouda en tant que Directeur G\u00e9n\u00e9ral [&hellip;]","og_url":"https:\/\/lexpertjournal.net\/fr\/?p=128438","og_site_name":"L&#039;expert Journal","article_publisher":"https:\/\/www.facebook.com\/Samya.Ayari.tn","article_published_time":"2024-10-23T10:08:37+00:00","author":"admin","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"admin","Dur\u00e9e de lecture estim\u00e9e":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/lexpertjournal.net\/fr\/?p=128438#article","isPartOf":{"@id":"https:\/\/lexpertjournal.net\/fr\/?p=128438"},"author":{"name":"admin","@id":"https:\/\/lexpertjournal.net\/fr\/#\/schema\/person\/9255c2530cbf41c7e1d04dd76bf78549"},"headline":"BH Bank : Vers une nouvelle \u00e8re de leadership ?","datePublished":"2024-10-23T10:08:37+00:00","mainEntityOfPage":{"@id":"https:\/\/lexpertjournal.net\/fr\/?p=128438"},"wordCount":567,"publisher":{"@id":"https:\/\/lexpertjournal.net\/fr\/#organization"},"image":{"@id":"https:\/\/lexpertjournal.net\/fr\/?p=128438#primaryimage"},"thumbnailUrl":"","articleSection":["Economie"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/lexpertjournal.net\/fr\/?p=128438","url":"https:\/\/lexpertjournal.net\/fr\/?p=128438","name":"BH Bank : Vers une nouvelle \u00e8re de leadership ? - L&#039;expert Journal","isPartOf":{"@id":"https:\/\/lexpertjournal.net\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/lexpertjournal.net\/fr\/?p=128438#primaryimage"},"image":{"@id":"https:\/\/lexpertjournal.net\/fr\/?p=128438#primaryimage"},"thumbnailUrl":"","datePublished":"2024-10-23T10:08:37+00:00","breadcrumb":{"@id":"https:\/\/lexpertjournal.net\/fr\/?p=128438#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/lexpertjournal.net\/fr\/?p=128438"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/lexpertjournal.net\/fr\/?p=128438#primaryimage","url":"","contentUrl":""},{"@type":"BreadcrumbList","@id":"https:\/\/lexpertjournal.net\/fr\/?p=128438#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/lexpertjournal.net\/fr\/"},{"@type":"ListItem","position":2,"name":"BH Bank : Vers une nouvelle \u00e8re de leadership ?"}]},{"@type":"WebSite","@id":"https:\/\/lexpertjournal.net\/fr\/#website","url":"https:\/\/lexpertjournal.net\/fr\/","name":"L'expert Journal","description":"","publisher":{"@id":"https:\/\/lexpertjournal.net\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/lexpertjournal.net\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/lexpertjournal.net\/fr\/#organization","name":"L'expert Journal","url":"https:\/\/lexpertjournal.net\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/lexpertjournal.net\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/lexpertjournal.net\/fr\/wp-content\/uploads\/2025\/04\/Capture_d_ecran_2025-04-13_a_17.47.13-removebg-preview-1.png","contentUrl":"https:\/\/lexpertjournal.net\/fr\/wp-content\/uploads\/2025\/04\/Capture_d_ecran_2025-04-13_a_17.47.13-removebg-preview-1.png","width":644,"height":154,"caption":"L'expert Journal"},"image":{"@id":"https:\/\/lexpertjournal.net\/fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Samya.Ayari.tn"]},{"@type":"Person","@id":"https:\/\/lexpertjournal.net\/fr\/#\/schema\/person\/9255c2530cbf41c7e1d04dd76bf78549","name":"admin","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/lexpertjournal.net\/fr\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/f5ba5b6f384316af460736fc1ad6e7dc656c1200a4e1432ebf9ef107fa52f7f9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f5ba5b6f384316af460736fc1ad6e7dc656c1200a4e1432ebf9ef107fa52f7f9?s=96&d=mm&r=g","caption":"admin"},"sameAs":["http:\/\/lexperj.cluster100.hosting.ovh.net\/fr"],"url":"https:\/\/lexpertjournal.net\/fr\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/lexpertjournal.net\/fr\/index.php?rest_route=\/wp\/v2\/posts\/128438","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lexpertjournal.net\/fr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lexpertjournal.net\/fr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lexpertjournal.net\/fr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lexpertjournal.net\/fr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=128438"}],"version-history":[{"count":0,"href":"https:\/\/lexpertjournal.net\/fr\/index.php?rest_route=\/wp\/v2\/posts\/128438\/revisions"}],"wp:attachment":[{"href":"https:\/\/lexpertjournal.net\/fr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=128438"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lexpertjournal.net\/fr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=128438"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lexpertjournal.net\/fr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=128438"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}