{"id":122733,"date":"2024-04-24T11:23:29","date_gmt":"2024-04-24T10:23:29","guid":{"rendered":"https:\/\/lexpertjournal.net\/?p=122733"},"modified":"2024-04-24T11:23:29","modified_gmt":"2024-04-24T10:23:29","slug":"amen-bank-vers-une-augmentation-de-capital-pour-232-mdt-en-2024","status":"publish","type":"post","link":"https:\/\/lexpertjournal.net\/fr\/?p=122733","title":{"rendered":"Amen Bank : Vers une augmentation de capital pour 23,2 MDT en 2024"},"content":{"rendered":"
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Amen Bank a connu un ralentissement du rythme d’octroi des cr\u00e9dits \u00e0 la client\u00e8le avec une \u00e9volution de 4% \u00e0 7.166 millions de dinars en 2023 contre 10.3% en 2022 ; et une progression des d\u00e9p\u00f4ts de 9.1% \u00e0 7.625 millions de dinars en 2023 contre 10.2% en 2022. De ce fait, en termes de collecte de d\u00e9p\u00f4t, Amen Bank reste plus dynamique que la moyenne des banques priv\u00e9es (+8%) et au m\u00eame rythme d’\u00e9volution que la BIAT (+9.5%) ou la BT (+9.4%). En termes de cr\u00e9dits, Amen Bank, class\u00e9e 2\u00e8me banque priv\u00e9e apr\u00e8s la BIAT, a \u00e9t\u00e9 comme ses cons\u0153urs plus rigoureuse dans l’octroi des cr\u00e9dits, privil\u00e9giant l’assainissement continu de ses engagements. Maitrise de la qualit\u00e9 des actifs De ce fait, en 2023, la banque a \u0153uvr\u00e9 \u00e0 r\u00e9duire son taux de cr\u00e9ances class\u00e9es qui passe, pour la premi\u00e8re fois en 10 ans, au-dessous de la barre des 11% \u00e0 10.98% contre 11.92% en 2022. Cette am\u00e9lioration est due \u00e0 la progression des engagements sains (+3.4%) contre un repli de 5.8% des engagements class\u00e9s. Ainsi, le taux de couverture a \u00e9galement \u00e9t\u00e9 renforc\u00e9 pour se situer \u00e0 74.64% en 2023 contre 73.65% en 2022. Renforcement du PNB Sur le plan op\u00e9rationnel, le PNB se renforce de +9.1%, d\u00e9passant le seuil symbolique des 500 millions de dinars \u00e0 540 millions de dinars. Cette \u00e9volution int\u00e8gre une am\u00e9lioration de 5.2% \u00e0 187,8 millions de dinars de la marge d’int\u00e9r\u00eat et de 6% de la marge sur commissions \u00e0 127,7 millions de dinars au moment o\u00f9 le r\u00e9sultat sur op\u00e9rations de march\u00e9 progresse \u00e0 deux chiffres, soit +14.5% \u00e0 224,5 millions de dinars. Maitrise des charges op\u00e9ratoires Les charges op\u00e9ratoires ont augment\u00e9 de 8.6% \u00e0 214,7 millions de dinars, un rythme l\u00e9g\u00e8rement moins acc\u00e9l\u00e9r\u00e9 que celui du PNB, laissant apparaitre un coefficient d’exploitation quasiment inchang\u00e9 (+0.2 pts) \u00e0 39.8%. De m\u00eame, le RBE s’est appr\u00e9ci\u00e9 de 12.4% \u00e0 334,8 millions de dinars en 2023 contre 326,2 millions estim\u00e9 par rapport \u00e0 2022. Croissance des b\u00e9n\u00e9fices et nette am\u00e9lioration de la r\u00e9mun\u00e9ration Par ailleurs, Amen Bank a fini l’ann\u00e9e 2023 avec un b\u00e9n\u00e9fice net de 195 millions de dinars, en hausse de 25.8% par rapport \u00e0 2022 et en dessus des pr\u00e9visions de 169 millions de dinars, expliqu\u00e9 par une baisse de 19.4% du co\u00fbt de risque \u00e0 95,5 millions de dinars contre un co\u00fbt estim\u00e9 de 125 millions de dinars. \u00c9galement, le niveau de dividende a connu une nette am\u00e9lioration. D\u2019o\u00f9 la banque propose la distribution d’un dividende de 3,220 dinars par action, soit un taux de payout de 50% contre une moyenne de 35% dans les ann\u00e9es pass\u00e9es. Une deuxi\u00e8me augmentation de capital est pr\u00e9vue en 2024 Apr\u00e8s l’augmentation de capital par incorporation de r\u00e9serves (parit\u00e9 1\/7 actions) r\u00e9alis\u00e9e en 2023, une deuxi\u00e8me augmentation de capital est aussi pr\u00e9vue en 2024 pour un montant de 23,2 millions de dinars avec l’attribution de deux actions nouvelles pour 13 anciennes. Source : MAC SA<\/h5>\n<\/div>\n<\/div>\n
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\u00c9crire \u00e0 \u0639\u0628\u062f \u0627\u0644\u0644\u0637\u064a\u0641 \u0628\u0646 \u0647\u062f\u064a\u0629<\/div>\n
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Amen Bank a connu un ralentissement du rythme d’octroi des cr\u00e9dits \u00e0 la client\u00e8le avec une \u00e9volution de 4% \u00e0 7.166 millions de dinars en 2023 contre 10.3% en 2022 ; et une progression des d\u00e9p\u00f4ts de 9.1% \u00e0 7.625 millions de dinars en 2023 contre 10.2% en 2022. De ce fait, en termes de […]<\/p>\n","protected":false},"author":1,"featured_media":122734,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[],"class_list":["post-122733","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"\nAmen Bank : Vers une augmentation de capital pour 23,2 MDT en 2024 - L'expert Journal<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lexpertjournal.net\/fr\/?p=122733\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Amen Bank : Vers une augmentation de capital pour 23,2 MDT en 2024\" \/>\n<meta property=\"og:description\" content=\"Amen Bank a connu un ralentissement du rythme d’octroi des cr\u00e9dits \u00e0 la client\u00e8le avec une \u00e9volution de 4% \u00e0 7.166 millions de dinars en 2023 contre 10.3% en 2022 ; et une progression des d\u00e9p\u00f4ts de 9.1% \u00e0 7.625 millions de dinars en 2023 contre 10.2% en 2022. 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