{"id":122663,"date":"2024-04-22T14:52:51","date_gmt":"2024-04-22T13:52:51","guid":{"rendered":"https:\/\/lexpertjournal.net\/?p=122663"},"modified":"2024-04-22T14:52:51","modified_gmt":"2024-04-22T13:52:51","slug":"un-annee-fructueuse-pour-el-baraka","status":"publish","type":"post","link":"https:\/\/lexpertjournal.net\/fr\/?p=122663","title":{"rendered":"Un ann\u00e9e fructueuse pour EL BARAKA"},"content":{"rendered":"<h5 style=\"text-align: left;\">En 2023, la banque islamique Al Baraka en Tunisie a connu une ann\u00e9e fructueuse, marqu\u00e9e par plusieurs indicateurs positifs malgr\u00e9 une hausse des charges op\u00e9rationnelles. Voici un r\u00e9sum\u00e9 des principaux faits financiers de cette ann\u00e9e : R\u00e9sultat Net B\u00e9n\u00e9ficiaire : Le r\u00e9sultat net de la banque s&rsquo;est \u00e9lev\u00e9 \u00e0 51,2 millions de dinars en 2023, en augmentation de 2,1% par rapport \u00e0 l&rsquo;ann\u00e9e pr\u00e9c\u00e9dente (50,1 millions de dinars en 2022). Cela repr\u00e9sente le meilleur b\u00e9n\u00e9fice historique de la banque. Collecte des D\u00e9p\u00f4ts : Les ressources de la banque ont augment\u00e9 de 136 millions de dinars (soit 7,7%) pour atteindre 1,904 millions de dinars. Ces ressources se composent principalement de d\u00e9p\u00f4ts \u00e0 vue, de comptes d&rsquo;\u00e9pargne et d&rsquo;autres comptes et avoirs de la client\u00e8le. Cr\u00e9ances Brutes sur la Client\u00e8le : Les cr\u00e9ances brutes sur la client\u00e8le ont augment\u00e9 de 137,4 millions de dinars (9,1%) pour s&rsquo;\u00e9tablir \u00e0 1,649 millions de dinars. Produit Net Bancaire (PNB) : Le PNB a augment\u00e9 de 6,5% pour atteindre 137,7 millions de dinars. Cette croissance est due \u00e0 l&rsquo;augmentation de la marge sur int\u00e9r\u00eats (10,3%), de la marge sur commissions (7,1%), et des revenus du portefeuille-titres (3,7%). Cependant, les gains nets de change ont diminu\u00e9 de 31,1%. Participations dans d&rsquo;Autres Soci\u00e9t\u00e9s : Al Baraka Bank a g\u00e9n\u00e9r\u00e9 des revenus provenant de ses participations dans Al Buhaira Invest et Best Lease, contribuant ainsi \u00e0 ses r\u00e9sultats financiers. Charges Op\u00e9rationnelles : Les charges op\u00e9ratoires ont augment\u00e9 de 7,1% pour atteindre 70,8 millions de dinars, ce qui a entra\u00een\u00e9 une l\u00e9g\u00e8re hausse du coefficient d&rsquo;exploitation de 51,2% \u00e0 51,4%. B\u00e9n\u00e9fice Consolid\u00e9 du Groupe : Le Groupe Al Baraka Bank a \u00e9galement enregistr\u00e9 un b\u00e9n\u00e9fice record de 55,3 millions de dinars en 2023, soit une progression de 3,7% par rapport \u00e0 l&rsquo;ann\u00e9e pr\u00e9c\u00e9dente (53,3 millions de dinars en 2022). En r\u00e9sum\u00e9, l&rsquo;ann\u00e9e 2023 a \u00e9t\u00e9 marqu\u00e9e par une croissance solide des activit\u00e9s de la banque Al Baraka en Tunisie, avec une augmentation des b\u00e9n\u00e9fices, des d\u00e9p\u00f4ts et des cr\u00e9ances, malgr\u00e9 une hausse des charges op\u00e9rationnelles.<\/h5>\n","protected":false},"excerpt":{"rendered":"<p>En 2023, la banque islamique Al Baraka en Tunisie a connu une ann\u00e9e fructueuse, marqu\u00e9e par plusieurs indicateurs positifs malgr\u00e9 une hausse des charges op\u00e9rationnelles. Voici un r\u00e9sum\u00e9 des principaux faits financiers de cette ann\u00e9e : R\u00e9sultat Net B\u00e9n\u00e9ficiaire : Le r\u00e9sultat net de la banque s&rsquo;est \u00e9lev\u00e9 \u00e0 51,2 millions de dinars en 2023, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":122664,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[],"class_list":["post-122663","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Un ann\u00e9e fructueuse pour EL BARAKA - L&#039;expert Journal<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lexpertjournal.net\/fr\/?p=122663\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Un ann\u00e9e fructueuse pour EL BARAKA\" \/>\n<meta property=\"og:description\" content=\"En 2023, la banque islamique Al Baraka en Tunisie a connu une ann\u00e9e fructueuse, marqu\u00e9e par plusieurs indicateurs positifs malgr\u00e9 une hausse des charges op\u00e9rationnelles. 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